What are the three financial decisions you can make?

The correct choice highlights the fundamental actions involved in personal finance management, which are spending, saving, and sharing (or donating).

Spending is a necessary activity as it involves using money to acquire goods and services to meet your immediate needs and wants. This is a key aspect of managing one's financial life, as it directly influences both your budget and overall financial health.

Saving, on the other hand, is crucial for building a financial cushion against emergencies or for future goals, such as purchasing a home or planning for retirement. It's about setting aside a portion of your income to secure your future financial well-being.

Sharing, or donating, emphasizes the importance of giving back to the community or supporting causes you care about. This aspect not only adds value to the lives of others but can also provide personal fulfillment and sometimes offer tax benefits, thereby integrating a philanthropic approach into personal finance.

While other options introduce activities related to financial management, such as investing and borrowing, the option highlighting spending, saving, and sharing encapsulates a broader perspective on managing personal finances that includes immediate financial activities, future planning, and community support.