Which outcome is expected when saving consistently over time?

Consistently saving over time is a fundamental principle of personal finance that leads to wealth accumulation. When individuals save regularly, they take advantage of the compounding effect, where interest earned on savings grows not only on the principal amount but also on previously earned interest. This compounding effect can significantly increase savings over the years, leading to a larger financial base.

Additionally, consistent saving fosters financial discipline and encourages better budgeting and money management skills. By prioritizing saving, individuals can build an emergency fund, invest in long-term goals, and work towards financial independence. These practices are essential in achieving a secure financial future, making wealth accumulation an expected outcome of consistent savings.

In contrast, other outcomes listed, such as increased financial insecurity or decreased knowledge of financial options, do not align with the benefits derived from saving consistently. Similarly, while investments can yield immediate large returns, this is not a guaranteed or consistent outcome associated with merely saving over time.